HFC Premium Savers Account

  • Product targets individuals who are serious investors
  • To provide high ROI to customers

Eligibility Requirements

  • Applicant must be 18 years and above
  • Applicant must meet KYC requirements

Key Product Features – Premium Savers

  • Initial deposit of GH¢1,000
  • Minimum balance to earn interest is GH¢15,000
  • Below GH¢15,000 account reverts to a normal current account with no interest nor charge.
  • Minimum account operating balance shall not be less than GH¢1,000.00
  • Up to 80% of account balance can be granted as loans to account holders
  • Customers have access to hassle free loans at preferential interest rates
  • Customers with existing loans will be considered for top ups within acceptable Debt service ratio 
  • No processing and facility fee for loan applications
  • Tiered Deposit interest rate minimum of 5%, maximum 14% to be applied on average monthly balance & applied quarterly

Products Benefits – Premium Savers

  • Hassle free savings
  • Interest bearing Current Account
  • Free quarterly statement
  • Discount on HFC mortgage service fees
  • Access to credit facilities based on account performance
  • Easy access to funds
  • Free FastNet services
  • Priority to any HFC corporate event for customers
  • Free initial cheque book
  • Personalized Premiere Cheque Books

TIERED INTEREST RATES- PREMIUM SAVERS

  • Tiered Interest Rate, minimum of 5% p.a. and maximum of 14% p.a.