HFC  “I DO” Account

  • This product targets young individuals / couples looking to save towards marriage and newly-weds.
  • Encourage yet-to weds to save towards their marriage
  • It eases the burden of collecting gifts at the wedding
  • To help couples grow their savings

Eligibility Requirements

  • Applicants must be 18 years and above
  • Applicant must meet KYC requirements

Key Account Features – ‘I Do’

  • It is an interest-bearing account (operated as a savings account)
  • Account can be operated as a joint account
  • Initial account opening amount shall not be less than GH¢200
  • Minimum account operating balance shall not be less than GH¢200.00
  • No withdrawal on account for 6 months post account opening.
  • If withdrawal is made within the first 6 months, there is a loss of interest in the quarter in which withdrawal is made
  • Interest rate of 5% per annum (interest to be applied on minimum monthly balance credited quarterly.

Product Benefits – ‘I DO’

  • Online wedding planning and budgeting tools
  • Personalized investment planning advice
  • Free use of HFC Ebankese gardens for wedding photo shoot. (Clients to pre arrange with Branch)
  • HFC wedding checklist to help you plan your wedding
  • Discount on use of on-site collection system for your cash/cheque gifts on your wedding day
  • Special “I Do” loan facility of up to twice amount saved in a year.
  • Free access to HFC Fastnet
  • Free auto transfers from any account in HFC to your “I Do” account
  • Free mortgage advice post wedding
  • Get an Engagement/Wedding day branded souvenir from HFC
  • ‘I Do’ package (envelope and a card covering deposit into ‘I Do’ account to be submitted as a gift at the account holders’ wedding ceremony
  • Special couples discount on our mortgage service fees

INTEREST RATE- I DO

  • Interest rate of 5% p.a.