The HFC Home Purchase Mortgage is designed to assist individuals and companies
to purchase residential properties for their own use or for investment purposes. 

       

  Resident Ghanaians Non-Resident Ghanaians (NRG)
Maximum Loan Subject to customer’s credit profile  Subject to customer’s credit profile
Minimum Down Payment 20% 20%
Maximum Term 20 years 20 years
Process Fee 1.5% of proposed loan USD250 /GBP150
Facility Fee Nil 1% of proposed loan
Legal Fee
(Towards registration of legal documentation)
1% of property price for stamp duty on the Title, 0.5% of loan
amount for stamp duty on Mortgage Deed and GH¢1,500.00
towards registration on the title.
1% of property price for stamp duty on the Title, 0.5% of loan
amount for stamp duty on Mortgage Deed and GH¢1,500.00
towards registration on the title.